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Your book

Every family you look after, and where they need you. Open any Hub to work in it.

Families needing attention · 3

Upcoming meetings

  • Henderson29 Jul 2026, 11:00 · John Henderson asked for help with: No power of attorney in place. No power of attorney is recorded. If someone couldn't manage their own affairs, your family would have to apply to court. Ask your adviser about putting one in place.
  • Henderson15 Sept 2026, 11:00 · Annual reviewJoin
  • Bianchi5 Nov 2026, 14:00

Planning opportunities across your book

  • Henderson: Nominate the pensions into a spousal bypass trust so they stay outside the estate and pass tax-efficiently.
  • Henderson: Use the £3,000 annual gift exemption — currently unused this year.
  • Henderson: Review before April 2027 — pension IHT rules change and estate exposure could rise.
  • Okafor: No life cover in place while the mortgage runs — worth reviewing.